Our Services
Straightforward Financial Planning That Grows with You
Personalized Financial Planning
At Patrick Financial, planning starts with people—not products. We take the time to understand your full financial picture, then build a personalized plan that helps you move forward with confidence. Whether you're planning for retirement, adjusting to a life change, or just trying to get your arms around your goals, we're here with thoughtful, honest advice.
Retirement Planning
Planning for retirement isn't just about numbers—it's about timing, lifestyle, and peace of mind. We help you evaluate your current readiness, explore options for income streams, understand Social Security, and build a plan you can trust, whether retirement is five years away or already underway.
Investment Management
Our investment strategies are tailored to your needs—not sales quotas or prepackaged portfolios. As independent advisors, we focus on managing your risk, growing your assets, and aligning your investments with the rest of your financial life. We’re here to answer questions, review performance, and adjust as your situation evolves.
Estate & Beneficiary Planning
We help clients think beyond paperwork and prepare for life’s transitions with clarity. Whether it’s naming beneficiaries, creating a plan for your legacy, or simply getting organized before a health event, we offer calm, clear guidance and collaborate with your attorney when needed. It’s about protecting what you’ve built—and who you built it for.
Education & Legacy Gifts
Thinking about college savings or gifting to grandchildren? We help families explore 529 plans, UTMA accounts, and creative ways to support loved ones—now and in the future. These conversations often start with a simple question and evolve into meaningful planning for generations to come.
Ongoing Support, Not Set-It-and-Forget-It
Annual & semi-annual reviews
Your goals, finances, and life circumstances evolve—and your financial plan should, too. We offer regular review meetings to make sure your strategies stay aligned with where you are today and where you want to go tomorrow. These aren’t sales calls. They’re relaxed, collaborative conversations designed to check in, re-prioritize if needed, and help you move forward with clarity.
Proactive check-ins around milestones
We don’t wait for you to call us. When we know a major birthday, retirement date, or account deadline is coming up, we’ll reach out to make sure you’re ready. Whether it’s a reminder to revisit your RMDs, an opportunity to review your insurance needs, or just a friendly check-in, we’re committed to keeping your plan on track—without adding stress to your plate.
Beneficiary outreach support
Planning for the future means taking care of the people you care about most. That includes making sure your beneficiaries are informed and prepared—sometimes even before they know they need to be. We help coordinate timely outreach, answer sensitive questions with care, and work behind the scenes with family members and legal professionals to ensure a smooth transition when the time comes.
Curious how our approach might help in your situation?
From retirement and investment guidance to long-term legacy planning, we focus on what matters—so you can live with clarity, not complexity.